AGENT 21 / 50 · TREASURY & LIQUIDITY

Accounts Payable Agent

Ages the payables book, flags what's overdue and shows how much cash early-payment discounts are worth versus holding onto the cash.

READS FROMiUL ledger, iPAY vendor payments

MCP SERVERTreasury Server

MODELRouted to reasoning-tier open model

HANDS OFF TOWorking Capital Analyst, Cash Flow Forecast Agent

RUN THE AGENT

Set the AP book and aging split, generate the payables report

This is a live working demo of what the agent produces — adjust total AP and the aging split and it recalculates DPO and cash impact instantly.

Total payables balance 575000

Current (0–30 days) 60%

31–60 days 22%

61–90 days 10%

Average daily purchases 12200

Early-payment discount on offer 2%

47 days

Days payable outstanding

£46K

Balance 90+ days

£6.9K

Discount available this month

Overdue risk

Aging bucket

HOW IT WORKS

1. Pull open bills	Reads open vendor invoices and due dates from the iUL ledger and iPAY
2. Age the book	Buckets every open bill into current, 31–60, 61–90 and 90+ day categories
3. Value the trade-off	Compares the cash value of early-payment discounts against the cost of holding cash longer
4. Hand off	Passes the payables position to the Working Capital Analyst and Cash Flow Forecast Agent