Turns an investment cost and expected annual benefit into NPV, IRR-style return and payback — the standard test for whether a project is worth funding.
Adjust upfront cost, annual benefit, discount rate and horizon — NPV and payback recalculate instantly.
| 1. Pull the numbers | Reads the upfront cost estimate and expected annual benefit from the project brief and Financial Modeling Agent |
| 2. Discount the cash flows | Discounts each year's benefit back to present value at the chosen rate |
| 3. Sum and compare | Nets the discounted benefits against the upfront investment to reach NPV, and computes simple payback |
| 4. Hand off | Passes a positive case to the Capital Allocation Agent for prioritisation, or the Sensitivity Analysis Agent to stress-test the assumptions |